Understanding Supplemental Security Income (SSI) and Social Security Disability (SSD)
Both SSI and SSD can be confusing. Although both are administered by the Social Security Administration (SSA), SSI and SSD are very different.
Supplemental Security Income (SSI)
SSI is a program that provides a monthly benefit to an adult or child who meets citizenship status and is disabled, blind or aged (65 years or older) with limited income and resources. This benefit is not based on the earnings record of an individual, unlike retirement Social Security and SSD. It is based on need to help with food, clothing and shelter. It is a requirement when applying for Medicaid to also apply for any potential benefit that one may be entitled. This includes applying for Social Security benefits. Persons who have worked enough quarters to receive SSD or Social Security Retirement whose monthly benefit is less than the Maximum Federal Supplemental Security Income (SSI) payment may also receive SSI to bring their payment up to the maximum. (Federal max. 1/1/16: $733 per person, $1100 couple)
Social Security Disability (SSD)
SSD is a program that pays benefits to an adult who meets citizenship status who is disabled or blind who must have worked long enough to have paid Social Security taxes to have become insured for benefits. The monthly benefit amount is based on the Social Security earnings record of the insured worker. Twenty four (24) months following the entitlement date of Social Security Disability benefits, the individual is eligible to enroll and receive Medicare coverage.
How can ClaimAid help you?
Our expert, compassionate patient advocates can assist patients and their families from the very first encounter, screening for potential eligibility, filing applications and following up through the application resolution for Medicaid, SSI and SSD benefits. Contact us today to see how we can help navigate you through the eligibility process.