After Jan 31, consumers would need to qualify for a special enrollment period (SEP) in order to sign up for health coverage through the Marketplace. Consumers may be granted a SEP for certain life events that result in a change in family status or loss of other health coverage.  Consumers usually have up to 60 days following the life event to enroll in a plan.

Some examples of life changes that can qualify you for a Special Enrollment Period are:

  • Birth of child, adoption of child, or place a child for foster care
  • Marriage
  • Loss of other health coverage
  • Moving to a new state
  • Changes in your income that affect the coverage you qualify for
  • Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder
  • Becoming a U.S. citizen
  • Leaving incarceration
  • Change of dependency status of someone on your plan
  • Death of a covered member of your household
  • Turning 26 and aging off your parent’s plan
  • AmeriCorps VISTA members starting or ending their service

ClaimAid Patient Advocates are Certified Application Counselors and can guide patients through the enrollment process.  Contact ClaimAid at 800.842.4052 if you are interested in our Comprehensive Eligibility Services.

For more information about Marketplace Special Enrollment Periods, please visit: https://www.healthcare.gov/glossary/special-enrollment-period/